New

Introducing Penny AI

Secure Payments.
Made Simple.

Advanced payment security in matter of clicks - get financial peace of mind at your fingertips.

Start Securing Payments

Watch demo

Australian roots

Global reach

110+

Supported countries. See all

100+

Payment methods

1000+

New users every month

Australian roots

Global reach

110+

Supported countries. See all

100+

Payment methods

1000+

New users every month

Our Features

The Paypipe Advantage

Create Custom Payment Offers in Minutes

Paypipe's intuitive workflow lets you build flexible payment structures for any type of transaction. Create one-time payments, milestone-based funding, or hourly offers. Define terms, set timelines, and share your offer with just a few clicks - establishing clear expectations from the start and eliminating payment confusion.

Create Your First Offer

Bank-Level Security Protects Every Transaction

When funds are committed to a job, Paypipe holds them securely until the agreement is fullfilled and approved. Our escrow-like model eliminates payment anxiety for payees and payers. Your money remains protected throughout the entire transaction, reducing risk and unlocking peace of mind.

Secure Your Payments

Effortless, Automated Payouts

Say goodbye to chasing payments and manual invoice processing. Paypipe automatically releases the funds, so its easy for you to track every payment in real-time and see a complete history of your transaction activity without the admin - making financial management simpler and more transparent than ever.

Automate Your Payment Process

Move 10x Faster

Let our AI agent Penny create client-ready offers for you in seconds!

Prompt To Offer

Simply describe your project, and Penny AI will generate a professional offer.

Chat To Offer

Turn client chats into structured, ready-to-share offers instantly

Document To Offer

Upload agreements or contracts, and let Penny AI break them down into clear, milestone-based offers in seconds.

Try it now for free

Advanced Security

Next-Generation Payment Protection

AI Guardians: Protection That Never Sleeps

Paypipe's agentic AI system proactively shields every transaction using:

Pattern recognition that identifies emerging fraud tactics across different data points
Real-time intervention to freeze suspicious activity before funds change hands
Adaptive machine learning that improves detection accuracy with every transaction
Multi-agent collaboration to identify and verify threats in parallel

Start Securing Payments

Know Exactly Who You're Dealing With

Our smart verification system scores all Paypipe users based on multiple identity factors. From basic email confirmation to advanced document verification, each layer adds security without slowing you down. Higher verification levels unlock additional features, rewarding transparency and reducing transaction risks for everyone involved.

Start Securing Payments

Why Choose Paypipe?

Pay With Confidence: Payer Security, Our Priority

Safeguard Against Scams

Your money stays safe until agreements are fulfilled. Paypipe's secure escrow-like system and smart AI work 24/7 to spot and stop suspicious activity shielding you from scams and non-delivery. Get control and confidence every time you pay.

One Secure Hub for All Your Payments

No more scattered transactions. Paypipe's easy-to-use dashboard lets you manage and track all your payments in one protected place—simple, clear, and always safe.

Pay Your Way - Stay Protected

Make payments with credit cards, bank transfers, crypto and digital wallets, or flexible Buy Now, Pay Later options for ultimate convenience. Paypipe takes care of the payout so the choice remains yours.

Accountant Friendly Transaction Data

Generate receipts and export transaction histories in standard formats for straightforward and easy accounting.

Coming soon: Integrate with cloud accounting software for real-time ledger updates and compliant tax preparation.

Who It's For

Secure and Simple Payments for All Types of Work

Home Services

Keep homes running smoothly with projects funded upfront and payment released on completion.

Tradies

Interior Designers

Maintenance

Support Services

Online Freelancers

Keep projects on track and eliminate payment anxiety with hourly, one-time and milestone payments.

Marketing Experts

Design Professionals

Software Developers

Content Creators

Events

Effortlessly orchestrate your event's finances. Ideal for weddings, live gigs and large scale productions.

Photographers & Videographers

Event Planners

Artists & Performers

Suppliers

B2B Contracts

Streamline complex payment structures for ongoing business relationships, reducing administrative overhead and payment disputes.

Talent Acquisition

Agency Partners

Contractors

Advisory Services

E-Commerce

Sell valuable products with confidence and protect expensive transactions until items are received and verified.

Online Stores

Direct from owner

Marketplaces

Handmade & Custom Goods

What Our Users Say

Real Reviews, Proven Trust

Philip Joy

I'm really impressed with Paypipe! It's super-fast, optimized, and seamless to use. The secure payment system, integrated with Stripe, means funds are held safely until the work is done. As a freelancer, this has solved my payment headaches. Highly recommend!

Philip Joy

Austin Gunter

It's a great new app for free lancers. It. Allows creation of offers in app and direct messaging with your clients.All bundled up in one. I can't wait to see what future development and features.Go live and that I see a lot of potential.

Laurence Ehiri

As a freelancer you couldn't ask for a better app! The outcome for all of us is to provide a service to get paid for and paypipe makes getting paid very easy! I highly recommend using this app if you are a freelancer looking for something convenient and efficient!

G Qianrong

The user interface is very clean and as a first time user on Paypipe, the onboarding or rather the registration process is very seamless and fast too! Integrating it with Stripe means that our funds, our payout will be safely handled too! Highly recommended!

Firdaos Sanusi

PayPipe has been a game-changer for me! it is easy to setup, and very fast. Paypipe's customer support has also been top-notch responding promptly to my queries and providing helpful solutions. I highly recommend paypipe for anyone looking for an efficient, reliable, and secure payment processing solution.

Kedar B

I've tested out the website and I found their UI amazing. It is very smooth and user friendly. The features for tracking your monthly cashflows is very helpful. The offer making process is simple and easy. All instructions are clearly laid out.

Ryan Mwaniki

Creating my offer on Paypipe was so easy. I loved how simple they made it, I even created one on my phone, no app, no need for a laptop etc. The part i enjoyed thw most is how easy it was for me to recieve my funds. Love it!!

Sreejith K

For someone like me from india its such a grace. Its smooth and uninterrupted payment services really moved my mind

Try it yourself

Seamless Integrations

Connect Paypipe With Your Favourite Tools

Coming Soon

We're building an ecosystem of integrations to make your workday even more efficient by connecting Paypipe to your favorite tools

Have a preferred tech stack? Submit your integration request through our form below, and help shape the future of safe, transparent and secure payments.

Submit Request

Video Guide