New

New

Introducing Penny AI

Introducing Penny AI

Secure Payments

Made Simple.

Secure Payments

Made Simple.

Advanced payment security in a matter of clicks - get financial peace of mind at your fingertips.

Advanced payment security in a matter of clicks - get financial peace of mind at your fingertips.

110+

Supported countries. See all

100+

Payment methods

99.9%

Interruption-free completion

1000+

New users every month

Escrow payment flow steps. Step 1 - Offer accepted, Step 2 - Funds secured, Step 3 Service Delivered, Step 4 - Funds released

110+

Supported countries. See all

100+

Payment methods

99.9%

Uptime for uninterrupted payments

1000+

New users every month

Our Features

Our Features

Our Features

The Paypipe Advantage

The Paypipe Advantage

Create Custom Payment Offers in Minutes

Create Custom Payment

Offers in Minutes

Paypipe's intuitive workflow lets you build flexible payment structures for any type of transaction. Create one-time payments, milestone-based funding, or hourly offers. Define terms, set timelines, and share your offer with just a few clicks - establishing clear expectations from the start and eliminating payment confusion.

Paypipe's intuitive workflow lets you build flexible payment structures for any type of transaction. Create one-time payments, milestone-based funding, or hourly offers. Define terms, set timelines, and share your offer with just a few clicks - establishing clear expectations from the start and eliminating payment confusion.

One-time

Milestones

Hourly based

Details

Start date

Due date

Deliverables

Files

2

files

SaaSsy - Design system

$750.00

Review your offer

Bank-Level Security Protects Every Transaction

Bank-Level Security

Protects Every Transaction

When funds are committed to a job, Paypipe holds them securely until the agreement is fullfilled and approved. Our escrow-like model eliminates payment anxiety for payees and payers. Your money remains protected throughout the entire transaction, reducing risk and unlocking peace of mind.

When funds are committed to a job, Paypipe holds them securely until the agreement is fullfilled and approved. Our escrow-like model eliminates payment anxiety for payees and payers. Your money remains protected throughout the entire transaction, reducing risk and unlocking peace of mind.

Effortless, Automated Payouts

Effortless, Automated Payouts

Say goodbye to chasing payments and manual invoice processing. Paypipe automatically releases the funds, so its easy for you to track every payment in real-time and see a complete history of your transaction activity without the admin - making financial management simpler and more transparent than ever.

Say goodbye to chasing payments and manual invoice processing. Paypipe automatically releases the funds, so its easy for you to track every payment in real-time and see a complete history of your transaction activity without the admin - making financial management simpler and more transparent than ever.

Earnings

$15,750

$15,750

Jun

Payment Received

Payment Released

Lenny S has released $600 for Milestone 01. You will receive the funds in your nominated account in 2-5 days.

Meet Penny AI

Meet Penny AI

Turn Any Conversation Into a

Secure Offer Instantly

Turn Any Conversation Into a

Secure Offer Instantly

Penny AI streamlines your agreement process by translating any conversation into structured, fundable offers.

Penny AI streamlines your agreement process by translating any conversation into structured, fundable offers.

Paste Conversation:

Paste a chat transcript or email thread and watch Penny identify key deliverables, payment terms, and timelines

Upload PDF Agreement:

Turn existing contracts into actionable Paypipe offers with automatic milestone extraction

Provide a Description:

Describe what you need in a few sentences and Penny will structure a complete offer

Easy Edit and Attach:

Review and adjust details or attach files if needed, before finalizing your secure transaction

Advanced Security

Advanced Security

Next-Generation Payment Protection

Next-Generation

Payment Protection

AI Guardians: Protection That Never Sleeps

AI Guardians: Protection That Never Sleeps

Paypipe’s agentic AI system proactively shields every transaction using:

Pattern recognition that identifies emerging fraud tactics across different data points

Pattern recognition that identifies emerging fraud tactics across different data points

Real-time intervention to freeze suspicious activity

before funds change hands

Real-time intervention to freeze suspicious activity before funds change hands

Adaptive machine learning that improves detection

accuracy with every transaction

Adaptive machine learning that improves detection accuracy with every transaction

Multi-agent collaboration to identify and verify threats

in parallel

Multi-agent collaboration to identify and verify threats in parallel.

Know Exactly Who You're Dealing With

Know Exactly Who You're Dealing With

Our smart verification system scores all Paypipe users based on multiple identity factors. From basic email confirmation to advanced document verification, each layer adds security without slowing you down. Higher verification levels unlock additional features, rewarding transparency and reducing transaction risks for everyone involved.

Our smart verification system scores all Paypipe users based on multiple identity factors. From basic email confirmation to advanced document verification, each layer adds security without slowing you down. Higher verification levels unlock additional features, rewarding transparency and reducing transaction risks for everyone involved.

Why Choose Paypipe?

Pay With Confidence: Payer Security, Our Priority

Pay With Confidence: Payer Security, Our Priority

Safeguard Against Scams

Safeguard Against Scams

Your money stays safe until agreements are fulfilled. Paypipe's secure escrow-like system and smart AI work 24/7 to spot and stop suspicious activity shielding you from scams and non-delivery. Get control and confidence every time you pay.

Your money stays safe until agreements are fulfilled. Paypipe's secure escrow-like system and smart AI work 24/7 to spot and stop suspicious activity shielding you from scams and non-delivery. Get control and confidence every time you pay.

One Secure Hub for All Your Payments

One Secure Hub for All Your Payments

No more scattered transactions. Paypipe's easy-to-use dashboard lets you manage and track all your payments in one protected place—simple, clear, and always safe.

No more scattered transactions. Paypipe's easy-to-use dashboard lets you manage and track all your payments in one protected place—simple, clear, and always safe.

Active Transactions

Active Transactions

View all

View all

Mobile App development

Mobile App development

John W

John W

Fund next milestone

Fund next milestone

Pending funding

Pending funding

$2000.00

$2000.00

Requested on 10/03/25

Requested on 10/03/25

Brand Identity

Brand Identity

Jess D

Jess D

Accept offer

Accept offer

Offer pending

Offer pending

$800.00

$800.00

One time job

One time job

Today

Today

Marketing strategy

Marketing strategy

The Agency

The Agency

Add a new milestone

Add a new milestone

Paid out

Paid out

$800.00

$800.00

One time job

One time job

Today

Today

Earnings

Earnings

$20,245

$20,245

12%

12%

vs last quarter

vs last quarter

View all

View all

Jobs

Jobs

12%

12%

vs last year

vs last year

Share ID

Share ID

Create offer

Create offer

Invite to chat

Invite to chat

Home

Home

Jobs

Jobs

Chat

Chat

12

12

Notifications

Notifications

Active Transactions

Active Transactions

View all

View all

Earnings

Earnings

$20,245

$20,245

12%

12%

vs last quarter

vs last quarter

$15,750

$15,750

May

May

Jun

Jun

Jul

Jul

In progress

In progress

02

02

Completed

Completed

05

05

View all

View all

Jobs

Jobs

12%

12%

vs last year

vs last year

Share ID

Share ID

Create offer

Create offer

Invite to chat

Invite to chat

Home

Home

Jobs

Jobs

Chat

Chat

12

12

Notifications

Notifications

Pay Your Way - Stay Protected

More Ways to Pay

Make payments with credit cards, bank transfers, crypto and digital wallets, or flexible Buy Now, Pay Later options for ultimate convenience. Paypipe takes care of the payout so the choice remains yours.

Make payments with credit cards, bank transfers, crypto and digital wallets, or flexible Buy Now, Pay Later options for ultimate convenience. Paypipe takes care of the payout so the choice remains yours.

Accountant Friendly Transaction Data

Accountant Friendly Transaction Data

Generate receipts and export transaction histories in standard formats for straightforward and easy accounting.

Coming soon: Integrate with cloud accounting software for real-time ledger updates and compliant tax preparation.

Coming soon: Integrate with cloud accounting software for real-time ledger updates and compliant tax preparation.

9:41

9:41

Transactions

Transactions

Spending

Spending

Payouts

Payouts

Spending till date

Spending till date

$8000.00

$8000.00

DEC 2024

DEC 2024

Product Design For Web App

Product Design For Web App

Dec 6,2024

Dec 6,2024

View Receipt

View Receipt

-$160

-$160

NOV 2024

NOV 2024

Web Design service

Web Design service

Dec 6,2024

Dec 6,2024

View Receipt

View Receipt

-$225

-$225

Product Design For Web App

Product Design For Web App

Dec 6,2024

Dec 6,2024

View Receipt

View Receipt

-$160

-$160

Spending

Spending

All Time

All Time

Export PDF

Export PDF

Receipt

Receipt

Total Payment

Total Payment

$225.00

$225.00

Ref Number

Ref Number

000085752257

000085752257

Payment Time

Payment Time

25 Feb 2025, 13:22

25 Feb 2025, 13:22

Payment Method

Payment Method

Card

Card

Service Provider

Service Provider

Antonio Roberto

Antonio Roberto

Description:

Web Design service

Description:

Web Design service

QTY

1

QTY

1

Price (Incl Vat)

$225.00

Price (Incl Vat)

$225.00

Download Receipt

Download Receipt

Who It's For

Who It's For

Secure and Simple Payments for All Types of Work

Secure and Simple Payments for All Types of Work

Home Services

Keep homes running smoothly with projects funded upfront and payment released on completion.

Tradesmen

Interior Designers

Maintenance

Support Services

Home Services

Keep homes running smoothly with projects funded upfront and payment released on completion.

Tradesmen

Interior Designers

Maintenance

Support Services

Home Services

Keep homes running smoothly with projects funded upfront and payment released on completion.

Tradesmen

Interior Designers

Maintenance

Support Services

Events

Effortlessly orchestrate your event’s finances. Ideal for weddings, live gigs and large scale productions.

Photographers & Videographers

Event Planners

Artists & Performers

Suppliers

Events

Effortlessly orchestrate your event’s finances. Ideal for weddings, live gigs and large scale productions.

Photographers & Videographers

Event Planners

Artists & Performers

Suppliers

Events

Effortlessly orchestrate your event’s finances. Ideal for weddings, live gigs and large scale productions.

Photographers & Videographers

Event Planners

Artists & Performers

Suppliers

B2B Contracts

Streamline complex payment structures for ongoing business relationships, reducing administrative overhead and payment disputes.

Talent Acquisition

Agency Partners

Contractors

Advisory Services

B2B Contracts

Streamline complex payment structures for ongoing business relationships, reducing administrative overhead and payment disputes.

Talent Acquisition

Agency Partners

Contractors

Advisory Services

B2B Contracts

Streamline complex payment structures for ongoing business relationships, reducing administrative overhead and payment disputes.

Talent Acquisition

Agency Partners

Contractors

Advisory Services

E-Commerce

Sell valuable products with confidence and protect expensive transactions until items are received and verified.

Online Stores

Direct from owner

Marketplaces

Handmade & Custom Goods

E-Commerce

Sell valuable products with confidence and protect expensive transactions until items are received and verified.

Online Stores

Direct from owner

Marketplaces

Handmade & Custom Goods

What Our Users Say

What Our Users Say

Real Reviews, Proven Trust

Real Reviews, Proven Trust

  • Laurence Ehiri

    As a freelancer you couldn’t ask for a better app! The outcome for all of us is to provide a service to get paid for and paypipe makes getting paid very easy! I highly recommend using this app if you are a freelancer looking for something convenient and efficient!

  • G Qianrong

    The user interface is very clean and as a first time user on Paypipe, the onboarding or rather the registration process is very seamless and fast too! Integrating it with Stripe means that our funds, our payout will be safely handled too! Highly recommended!

  • Firdaos Sanusi

    PayPipe has been a game-changer for me! it is easy to setup, and very fast. Paypipe's customer support has also been top-notch responding promptly to my queries and providing helpful solutions. I highly recommend paypipe for anyone looking for an efficient, reliable, and secure payment processing solution.

  • Kedar B

    I've tested out the website and I found their UI amazing. It is very smooth and user friendly. The features for tracking your monthly cashflows is very helpful. The offer making process is simple and easy. All instructions are clearly laid out.

  • Ryan Mwaniki

    Creating my offer on Paypipe was so easy. I loved how simple they made it, I even created one on my phone, no app, no need for a laptop etc. The part i enjoyed thw most is how easy it was for me to recieve my funds. Love it!!

  • Sreejith K

    For someone like me from india its such a grace. Its smooth and uninterrupted payment services really moved my mind

  • Philip Joy

    I’m really impressed with Paypipe! It’s super-fast, optimized, and seamless to use. The secure payment system, integrated with Stripe, means funds are held safely until the work is done. As a freelancer, this has solved my payment headaches. Highly recommend!

  • Austin Gunter

    It's a great new app for free lancers. It. Allows creation of offers in app and direct messaging with your clients.All bundled up in one. I can't wait to see what future development and features.Go live and that I see a lot of potential.

Seamless Integrations

Seamless Integrations

Connect Paypipe With Your Favourite Tools

Connect Paypipe With Your Favourite Tools

Coming Soon

We're building an ecosystem of integrations to make your workday even more efficient by connecting Paypipe to your favorite tools


Have a preferred tech stack?

Submit your integration request through our form below, and help shape the future of safe, transparent and secure payments.

Video Guide

Secure At Every Step

Secure At Every Step

See how Paypipe simplifies secure payments from start to finish. Watch our demo to discover how easy it is to create, share and accept offers.

See how Paypipe simplifies secure payments from start to finish. Watch our demo to discover how easy it is to create, share and accept offers.

Pricing & Plans

Pricing & Plans

Transparent Pricing, No Hidden Costs

Transparent Pricing, No Hidden Costs

Occasional Payments

Forever Free

Start securing your transactions immediately with no upfront cost on our Freemium plan. Perfect for individuals and small businesses making occasional secure payments with minimal transaction volume.

Start securing your transactions immediately with no upfront cost on our Freemium plan. Perfect for individuals and small businesses making occasional secure payments with minimal transaction volume.

$0

/monthly

Enjoy all our core features:

Enjoy all our core features:

Unlimited offer creation

Unlimited offer creation

Penny AI assistant (limited)

Penny AI assistant (limited)

Secure fund holding

Secure fund holding

Automated payouts

Automated payouts

Email support

Email support

4% service fees

4% service fees

Advanced Needs

Premium

Get 2 months off with annual plan

Unlock Paypipe's full capabilities with our comprehensive Premium plan. Ideal for businesses with regular payment needs and complex transaction requirements.

Unlock Paypipe's full capabilities with our comprehensive Premium plan. Ideal for businesses with regular payment needs and complex transaction requirements.

$16

/monthly

Everything in Free, plus:

Everything in Free, plus:

Penny AI assistant (unlimited)

Penny AI assistant (unlimited)

Faster payouts

Faster payouts

Priority user support

Priority user support

Lower service fees: 3.5%

Lower service fees: 3.5%

Frequently Asked Questions

Frequently Asked Questions

Questions? We’re glad you asked.

Questions? We’re glad you asked.

Questions? We’re glad you asked.

How does Paypipe protect my money during transactions?

How does Paypipe protect my money during transactions?

How does Paypipe protect my money during transactions?

What types of payment methods does Paypipe accept?

What types of payment methods does Paypipe accept?

What types of payment methods does Paypipe accept?

How long does it take for funds to be released after milestone approval?

How long does it take for funds to be released after milestone approval?

How long does it take for funds to be released after milestone approval?

Can I use Paypipe for international transactions and payments?

Can I use Paypipe for international transactions and payments?

Can I use Paypipe for international transactions and payments?

How does Paypipe's AI prevent payment fraud in real-time?

How does Paypipe's AI prevent payment fraud in real-time?

How does Paypipe's AI prevent payment fraud in real-time?

What verification steps are required to use Paypipe securely?

What verification steps are required to use Paypipe securely?

What verification steps are required to use Paypipe securely?

Is there a limit to how many payment transactions I can manage simultaneously?

Is there a limit to how many payment transactions I can manage simultaneously?

Is there a limit to how many payment transactions I can manage simultaneously?

Subscribe

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By subscribing you agree to with our Privacy Policy

Copyright © 2025 Paypipe Pty Ltd. All Rights Reserved

Subscribe

Join our newsletter to stay up to date on features and releases.

By subscribing you agree to with our Privacy Policy

Copyright © 2025 Paypipe Pty Ltd. All Rights Reserved

Subscribe

Join our newsletter to stay up to date on features and releases.

By subscribing you agree to with our Privacy Policy

Copyright © 2025 Paypipe Pty Ltd. All Rights Reserved

Meet Penny AI

Turn Any Conversation Into a

Secure Offer Instantly

Penny AI streamlines your agreement process by translating any conversation into structured, fundable offers.

Paste Conversation:

Paste a chat transcript or email thread and watch Penny identify key deliverables, payment terms, and timelines

Upload PDF Agreement:

Turn existing contracts into actionable Paypipe offers with automatic milestone extraction

Provide a Description:

Describe what you need in a few sentences and Penny will structure a complete offer

Easy Edit and Attach:

Review and adjust details or attach files if needed, before finalizing your secure transaction