New
New
Introducing Penny AI
Introducing Penny AI
Secure Payments
Made Simple.
Advanced payment security in a matter of clicks - get financial peace of mind at your fingertips.
Advanced payment security in a matter of clicks - get financial peace of mind at your fingertips.
110+
Supported countries. See all
100+
Payment methods
99.9%
Interruption-free completion
1000+
New users every month
110+
Supported countries. See all
100+
Payment methods
99.9%
Uptime for uninterrupted payments
1000+
New users every month
Our Features
Our Features
Our Features
The Paypipe Advantage
Create Custom Payment Offers in Minutes
Paypipe's intuitive workflow lets you build flexible payment structures for any type of transaction. Create one-time payments, milestone-based funding, or hourly offers. Define terms, set timelines, and share your offer with just a few clicks - establishing clear expectations from the start and eliminating payment confusion.
Paypipe's intuitive workflow lets you build flexible payment structures for any type of transaction. Create one-time payments, milestone-based funding, or hourly offers. Define terms, set timelines, and share your offer with just a few clicks - establishing clear expectations from the start and eliminating payment confusion.
One-time
Milestones
Hourly based
Details
Start date
Due date
Deliverables
Files
2
files
SaaSsy - Design system
$750.00
Review your offer


Bank-Level Security Protects Every Transaction
When funds are committed to a job, Paypipe holds them securely until the agreement is fullfilled and approved. Our escrow-like model eliminates payment anxiety for payees and payers. Your money remains protected throughout the entire transaction, reducing risk and unlocking peace of mind.
When funds are committed to a job, Paypipe holds them securely until the agreement is fullfilled and approved. Our escrow-like model eliminates payment anxiety for payees and payers. Your money remains protected throughout the entire transaction, reducing risk and unlocking peace of mind.

Effortless, Automated Payouts
Effortless, Automated Payouts
Say goodbye to chasing payments and manual invoice processing. Paypipe automatically releases the funds, so its easy for you to track every payment in real-time and see a complete history of your transaction activity without the admin - making financial management simpler and more transparent than ever.
Say goodbye to chasing payments and manual invoice processing. Paypipe automatically releases the funds, so its easy for you to track every payment in real-time and see a complete history of your transaction activity without the admin - making financial management simpler and more transparent than ever.
Earnings

$15,750
$15,750
Jun
Payment Received
Payment Released
Lenny S has released $600 for Milestone 01. You will receive the funds in your nominated account in 2-5 days.

Meet Penny AI
Meet Penny AI
Turn Any Conversation Into a
Secure Offer Instantly
Turn Any Conversation Into a
Secure Offer Instantly
Penny AI streamlines your agreement process by translating any conversation into structured, fundable offers.
Penny AI streamlines your agreement process by translating any conversation into structured, fundable offers.
Paste Conversation:
Paste a chat transcript or email thread and watch Penny identify key deliverables, payment terms, and timelines
Upload PDF Agreement:
Turn existing contracts into actionable Paypipe offers with automatic milestone extraction
Provide a Description:
Describe what you need in a few sentences and Penny will structure a complete offer
Easy Edit and Attach:
Review and adjust details or attach files if needed, before finalizing your secure transaction
Advanced Security
Advanced Security
Next-Generation Payment Protection

AI Guardians: Protection That Never Sleeps
AI Guardians: Protection That Never Sleeps
Paypipe’s agentic AI system proactively shields every transaction using:
Pattern recognition that identifies emerging fraud tactics across different data points
Pattern recognition that identifies emerging fraud tactics across different data points
Real-time intervention to freeze suspicious activity
before funds change hands
Real-time intervention to freeze suspicious activity before funds change hands
Adaptive machine learning that improves detection
accuracy with every transaction
Adaptive machine learning that improves detection accuracy with every transaction
Multi-agent collaboration to identify and verify threats
in parallel
Multi-agent collaboration to identify and verify threats in parallel.



Know Exactly Who You're Dealing With
Know Exactly Who You're Dealing With
Our smart verification system scores all Paypipe users based on multiple identity factors. From basic email confirmation to advanced document verification, each layer adds security without slowing you down. Higher verification levels unlock additional features, rewarding transparency and reducing transaction risks for everyone involved.
Our smart verification system scores all Paypipe users based on multiple identity factors. From basic email confirmation to advanced document verification, each layer adds security without slowing you down. Higher verification levels unlock additional features, rewarding transparency and reducing transaction risks for everyone involved.


Why Choose Paypipe?
Pay With Confidence: Payer Security, Our Priority
Pay With Confidence: Payer Security, Our Priority
Safeguard Against Scams
Safeguard Against Scams
Your money stays safe until agreements are fulfilled. Paypipe's secure escrow-like system and smart AI work 24/7 to spot and stop suspicious activity shielding you from scams and non-delivery. Get control and confidence every time you pay.
Your money stays safe until agreements are fulfilled. Paypipe's secure escrow-like system and smart AI work 24/7 to spot and stop suspicious activity shielding you from scams and non-delivery. Get control and confidence every time you pay.
One Secure Hub for All Your Payments
One Secure Hub for All Your Payments
No more scattered transactions. Paypipe's easy-to-use dashboard lets you manage and track all your payments in one protected place—simple, clear, and always safe.
No more scattered transactions. Paypipe's easy-to-use dashboard lets you manage and track all your payments in one protected place—simple, clear, and always safe.
Active Transactions
Active Transactions
View all
View all
Mobile App development
Mobile App development

John W
John W
Fund next milestone
Fund next milestone
Pending funding
Pending funding
$2000.00
$2000.00
Requested on 10/03/25
Requested on 10/03/25
Brand Identity
Brand Identity


Jess D
Jess D
Accept offer
Accept offer
Offer pending
Offer pending
$800.00
$800.00
One time job
One time job
Today
Today
Marketing strategy
Marketing strategy

The Agency
The Agency
Add a new milestone
Add a new milestone
Paid out
Paid out
$800.00
$800.00
One time job
One time job
Today
Today
Earnings
Earnings
$20,245
$20,245
12%
12%
vs last quarter
vs last quarter
View all
View all
Jobs
Jobs
12%
12%
vs last year
vs last year
Share ID
Share ID
Create offer
Create offer
Invite to chat
Invite to chat
Home
Home
Jobs
Jobs
Chat
Chat
12
12
Notifications
Notifications

Active Transactions
Active Transactions
View all
View all






Earnings
Earnings
$20,245
$20,245
12%
12%
vs last quarter
vs last quarter
$15,750
$15,750
May
May
Jun
Jun
Jul
Jul
In progress
In progress
02
02
Completed
Completed
05
05
View all
View all
Jobs
Jobs
12%
12%
vs last year
vs last year
Share ID
Share ID
Create offer
Create offer
Invite to chat
Invite to chat
Home
Home
Jobs
Jobs
Chat
Chat
12
12
Notifications
Notifications

Pay Your Way - Stay Protected
More Ways to Pay
Make payments with credit cards, bank transfers, crypto and digital wallets, or flexible Buy Now, Pay Later options for ultimate convenience. Paypipe takes care of the payout so the choice remains yours.
Make payments with credit cards, bank transfers, crypto and digital wallets, or flexible Buy Now, Pay Later options for ultimate convenience. Paypipe takes care of the payout so the choice remains yours.
Accountant Friendly Transaction Data
Accountant Friendly Transaction Data
Generate receipts and export transaction histories in standard formats for straightforward and easy accounting.
Coming soon: Integrate with cloud accounting software for real-time ledger updates and compliant tax preparation.
Coming soon: Integrate with cloud accounting software for real-time ledger updates and compliant tax preparation.
9:41
9:41
Transactions
Transactions
Spending
Spending
Payouts
Payouts
Spending till date
Spending till date
$8000.00
$8000.00
DEC 2024
DEC 2024
Product Design For Web App
Product Design For Web App
Dec 6,2024
Dec 6,2024
View Receipt
View Receipt
-$160
-$160
NOV 2024
NOV 2024
Web Design service
Web Design service
Dec 6,2024
Dec 6,2024
View Receipt
View Receipt
-$225
-$225
Product Design For Web App
Product Design For Web App
Dec 6,2024
Dec 6,2024
View Receipt
View Receipt
-$160
-$160
Spending
Spending
All Time
All Time
Export PDF
Export PDF
Receipt
Receipt
Total Payment
Total Payment
$225.00
$225.00
Ref Number
Ref Number
000085752257
000085752257
Payment Time
Payment Time
25 Feb 2025, 13:22
25 Feb 2025, 13:22
Payment Method
Payment Method
Card
Card
Service Provider
Service Provider
Antonio Roberto
Antonio Roberto
Description:
Web Design service
Description:
Web Design service
QTY
1
QTY
1
Price (Incl Vat)
$225.00
Price (Incl Vat)
$225.00
Download Receipt
Download Receipt
Who It's For
Who It's For
Secure and Simple Payments for All Types of Work
Secure and Simple Payments for All Types of Work

Home Services
Keep homes running smoothly with projects funded upfront and payment released on completion.
Tradesmen
Interior Designers
Maintenance
Support Services

Home Services
Keep homes running smoothly with projects funded upfront and payment released on completion.
Tradesmen
Interior Designers
Maintenance
Support Services

Home Services
Keep homes running smoothly with projects funded upfront and payment released on completion.
Tradesmen
Interior Designers
Maintenance
Support Services

Events
Effortlessly orchestrate your event’s finances. Ideal for weddings, live gigs and large scale productions.
Photographers & Videographers
Event Planners
Artists & Performers
Suppliers

Events
Effortlessly orchestrate your event’s finances. Ideal for weddings, live gigs and large scale productions.
Photographers & Videographers
Event Planners
Artists & Performers
Suppliers

Events
Effortlessly orchestrate your event’s finances. Ideal for weddings, live gigs and large scale productions.
Photographers & Videographers
Event Planners
Artists & Performers
Suppliers

B2B Contracts
Streamline complex payment structures for ongoing business relationships, reducing administrative overhead and payment disputes.
Talent Acquisition
Agency Partners
Contractors
Advisory Services

B2B Contracts
Streamline complex payment structures for ongoing business relationships, reducing administrative overhead and payment disputes.
Talent Acquisition
Agency Partners
Contractors
Advisory Services

B2B Contracts
Streamline complex payment structures for ongoing business relationships, reducing administrative overhead and payment disputes.
Talent Acquisition
Agency Partners
Contractors
Advisory Services

E-Commerce
Sell valuable products with confidence and protect expensive transactions until items are received and verified.
Online Stores
Direct from owner
Marketplaces
Handmade & Custom Goods

E-Commerce
Sell valuable products with confidence and protect expensive transactions until items are received and verified.
Online Stores
Direct from owner
Marketplaces
Handmade & Custom Goods
What Our Users Say
What Our Users Say
Real Reviews, Proven Trust
Real Reviews, Proven Trust
Laurence Ehiri
As a freelancer you couldn’t ask for a better app! The outcome for all of us is to provide a service to get paid for and paypipe makes getting paid very easy! I highly recommend using this app if you are a freelancer looking for something convenient and efficient!
G Qianrong
The user interface is very clean and as a first time user on Paypipe, the onboarding or rather the registration process is very seamless and fast too! Integrating it with Stripe means that our funds, our payout will be safely handled too! Highly recommended!
Firdaos Sanusi
PayPipe has been a game-changer for me! it is easy to setup, and very fast. Paypipe's customer support has also been top-notch responding promptly to my queries and providing helpful solutions. I highly recommend paypipe for anyone looking for an efficient, reliable, and secure payment processing solution.
Kedar B
I've tested out the website and I found their UI amazing. It is very smooth and user friendly. The features for tracking your monthly cashflows is very helpful. The offer making process is simple and easy. All instructions are clearly laid out.
Ryan Mwaniki
Creating my offer on Paypipe was so easy. I loved how simple they made it, I even created one on my phone, no app, no need for a laptop etc. The part i enjoyed thw most is how easy it was for me to recieve my funds. Love it!!
Sreejith K
For someone like me from india its such a grace. Its smooth and uninterrupted payment services really moved my mind
Philip Joy
I’m really impressed with Paypipe! It’s super-fast, optimized, and seamless to use. The secure payment system, integrated with Stripe, means funds are held safely until the work is done. As a freelancer, this has solved my payment headaches. Highly recommend!
Austin Gunter
It's a great new app for free lancers. It. Allows creation of offers in app and direct messaging with your clients.All bundled up in one. I can't wait to see what future development and features.Go live and that I see a lot of potential.


Seamless Integrations
Seamless Integrations
Connect Paypipe With Your Favourite Tools
Connect Paypipe With Your Favourite Tools
Coming Soon
We're building an ecosystem of integrations to make your workday even more efficient by connecting Paypipe to your favorite tools
Have a preferred tech stack?
Submit your integration request through our form below, and help shape the future of safe, transparent and secure payments.

Video Guide
Secure At Every Step
Secure At Every Step
See how Paypipe simplifies secure payments from start to finish. Watch our demo to discover how easy it is to create, share and accept offers.
See how Paypipe simplifies secure payments from start to finish. Watch our demo to discover how easy it is to create, share and accept offers.
Pricing & Plans
Pricing & Plans
Transparent Pricing, No Hidden Costs
Transparent Pricing, No Hidden Costs
Occasional Payments
Forever Free
Start securing your transactions immediately with no upfront cost on our Freemium plan. Perfect for individuals and small businesses making occasional secure payments with minimal transaction volume.
Start securing your transactions immediately with no upfront cost on our Freemium plan. Perfect for individuals and small businesses making occasional secure payments with minimal transaction volume.
$0
/monthly
Enjoy all our core features:
Enjoy all our core features:
Unlimited offer creation
Unlimited offer creation
Penny AI assistant (limited)
Penny AI assistant (limited)
Secure fund holding
Secure fund holding
Automated payouts
Automated payouts
Email support
Email support
4% service fees
4% service fees
Advanced Needs
Premium
Get 2 months off with annual plan
Unlock Paypipe's full capabilities with our comprehensive Premium plan. Ideal for businesses with regular payment needs and complex transaction requirements.
Unlock Paypipe's full capabilities with our comprehensive Premium plan. Ideal for businesses with regular payment needs and complex transaction requirements.
$16
/monthly
Everything in Free, plus:
Everything in Free, plus:
Penny AI assistant (unlimited)
Penny AI assistant (unlimited)
Faster payouts
Faster payouts
Priority user support
Priority user support
Lower service fees: 3.5%
Lower service fees: 3.5%
Frequently Asked Questions
Frequently Asked Questions
Questions? We’re glad you asked.
Questions? We’re glad you asked.
Questions? We’re glad you asked.
How does Paypipe protect my money during transactions?
How does Paypipe protect my money during transactions?
How does Paypipe protect my money during transactions?
What types of payment methods does Paypipe accept?
What types of payment methods does Paypipe accept?
What types of payment methods does Paypipe accept?
How long does it take for funds to be released after milestone approval?
How long does it take for funds to be released after milestone approval?
How long does it take for funds to be released after milestone approval?
Can I use Paypipe for international transactions and payments?
Can I use Paypipe for international transactions and payments?
Can I use Paypipe for international transactions and payments?
How does Paypipe's AI prevent payment fraud in real-time?
How does Paypipe's AI prevent payment fraud in real-time?
How does Paypipe's AI prevent payment fraud in real-time?
What verification steps are required to use Paypipe securely?
What verification steps are required to use Paypipe securely?
What verification steps are required to use Paypipe securely?
Is there a limit to how many payment transactions I can manage simultaneously?
Is there a limit to how many payment transactions I can manage simultaneously?
Is there a limit to how many payment transactions I can manage simultaneously?
Latest Updates
Latest Updates
Stay Ahead with the Latest News and Insights
Stay Ahead with the Latest News and Insights
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By subscribing you agree to with our Privacy Policy

Penny AI streamlines your agreement process by translating any conversation into structured, fundable offers.
Paste Conversation:
Paste a chat transcript or email thread and watch Penny identify key deliverables, payment terms, and timelines
Upload PDF Agreement:
Turn existing contracts into actionable Paypipe offers with automatic milestone extraction
Provide a Description:
Describe what you need in a few sentences and Penny will structure a complete offer
Easy Edit and Attach:
Review and adjust details or attach files if needed, before finalizing your secure transaction