Secure payments for any project

Secure Payments.
Made Simple.

Lock funds up-front, release them instantly.
No invoices, no risk.

See how it works

No credit card required.

110+
Supported countries
4.8/5
★★★★★ rated
$0
To start — free forever
How Paypipe works

Simple by design.

Three steps from offer to payout — no chasing, no surprises.

1
Create an offer in seconds

Draft a one-time or milestone-based offer, set the scope, price and timeline, then share it with your client in a few clicks — so everyone agrees before money moves.

New Offer
Project
Website Redesign
Total Amount
$2,500.00
Payment type
Milestone-based ▾
Send Offer →
2
Funds held securely

Your client locks payment up front. Paypipe holds the funds in a bank-grade secure account until both parties mark the work complete — removing payment anxiety entirely.

Funds Secured
$2,500
Locked until work approved
Protected
3
Automatic, effortless payouts

The moment the job is approved, Paypipe triggers an instant payout to your linked account. Track every transaction in real time — no extra admin, no chasing invoices.

Payout
Job approved ✓
+$2,500
Arriving in your account
Transfer complete
✦ Penny AI

Quote in 30 sec,
not 30 min.

Upload a doc, paste a chat, or just type a prompt — Penny AI builds the offer for you, calculates fees and suggests milestone splits.

Describe → Done

Describe your project and Penny generates a professional, structured offer ready to send instantly.

Paste a conversation

Copy a WhatsApp or email thread and Penny turns it into a structured, ready-to-send offer in seconds.

Upload any document

Upload agreements or contracts and Penny breaks them into clear, milestone-based offers automatically.

P
Penny AI
Online
Build me an offer for a 5-page website redesign, $2500, 3 milestones
Got it! Here's your offer:
Website Redesign — 5 Pages
Total $2,500
Milestone 1 — Discovery $750
Milestone 2 — Design $1,000
Milestone 3 — Launch $750

Timeline 4 weeks
Service fee (4%) $100
Looks great, send it!
Offer sent ✓ Your client can review and fund it instantly.
For Clients

Pay with total confidence.

Your funds are protected the moment you agree to a job — released only when you're satisfied.

Your funds stay locked

Your funds are held in a bank-grade secure account the moment you accept a Paypipe offer — released only when you approve the work.

AI-powered security

AI monitors every transaction 24/7, freezing suspicious activity before money moves. Every provider completes multi-step ID verification.

All your projects in one place

Track progress, download receipts, and export data for your accountant in a single click.

Pay any way you like

Cards, bank transfer, wallet, crypto, or BNPL — all protected by the same security layer.

CardBank TransferWalletCryptoBNPL
JD
Jane Doe
paypipe.me/janedoe
Brand Identity Package
From $1,200
Logo Design
From $350
Social Media Kit
From $200
Paypipe.me

Launch your personal page in minutes.

Showcase your services, portfolio and skills. Convert enquiries into customers in a few clicks. Sell packages, manage jobs and get paid securely — all in one place.

1
Set up your profile

Takes a couple of minutes. No tech skills required.

2
Share your link

Add it to your social profiles, email signature, or anywhere clients find you.

3
Let clients come to you

Messages, voice notes and booking requests flow straight to your inbox.

4
Secure a job and get paid

Penny AI turns conversations into professional offers, ready to send without leaving the chat.

Pricing & Plans

Transparent pricing.
Only pay when you get paid.

Start free. Upgrade when it makes sense for your volume.

Forever Free
Perfect for occasional secure payments.
$0/month
  • Unlimited offer creation
  • Penny AI assistant (limited)
  • Secure fund holding
  • Automated payouts
  • Email support
  • 4% service fee
Use cases

Secure payments for all types of work.

🏠
Home Services

Keep homes running smoothly with projects funded upfront and payment released on completion.

TradesmanInterior DesignersMaintenance
💻
Online Freelancers

Eliminate payment anxiety with hourly, one-time and milestone payments — paid on time, every time.

DevelopersDesignersMarketers
🎪
Events

Orchestrate your event finances effortlessly. Ideal for weddings, live gigs and large scale productions.

PhotographersEvent PlannersArtists
🤝
B2B Contracts

Streamline complex payment structures for ongoing business relationships, reducing disputes and admin overhead.

AgenciesContractorsAdvisors
🛍️
E-Commerce

Sell valuable products with confidence. Protect transactions until items are received and verified.

Online StoresMarketplacesCustom Goods
FAQ

Questions? We're glad you asked.

Latest Updates

Stay ahead with the latest insights.

🛡️
Sep 4, 2025

How to Protect Yourself from Payment Scams as a Contractor or Freelancer

Sep 1, 2025

Breaking the Late Payment Cycle: Practical Strategies for Small Businesses

🚀
Aug 28, 2025

Future-Proofing Your Business: Why Smarter Payment Processes Pay Off Long-Term

Stop chasing clients.
Join the revolution.

Get paid on time, effortlessly with Paypipe.